Gardeners insurance
Insurance solutions tailored to gardeners providing maintenance, landscaping and outdoor property services year-round.
- Get up to $20m public liability coverage
- 24/7 tools cover and emergency claims team
- Fast Certificate of Currency
- Monthly payment plans
- Flexible cover options, all in one place
What is gardeners insurance?
From residential maintenance and lawn care to commercial groundskeeping, gardeners work across a variety of properties and environments. Gardeners insurance refers to a range of cover options that can help manage risks associated with using equipment, travelling between jobs and carrying out work on client premises.
Depending on your business activities, cover options may help manage risks associated with third-party property damage, accidental injury, stolen tools, damaged equipment or periods where you’re unable to work due to an accident or illness.
Our team can help you understand the available options, so you can choose the cover that best suits your individual circumstances and business needs.
Common risks gardeners face
Accidental damage to a client’s property, landscaping or outdoor features
Third-party injury claims arising from gardening and maintenance activities
Theft, loss or damage to gardening tools and equipment
Vehicle-related risks when travelling between client locations
Injuries associated with repetitive physical work, lifting and operating powered equipment
Injury or illness impacting your ability to work and earn an income
Cover options for your trade business
Additional cover options
*The inclusions depend on the specific insurance cover you select. To learn more, submit an enquiry or contact our team on 13 IMAR or 1300 540 156. Refer to the Product Disclosure Statement and policy documents for full terms and exclusions.
Who is this cover for?
Gardeners
Garden Maintenance Businesses
Lawn Mowing Contractors
Grounds Maintenance Contractors
Landscape Maintenance Businesses
Property Maintenance Contractors
Irrigation Contractors
Horticultural Service Providers
Commercial Groundskeepers
Residential Garden Maintenance Services
Don’t see your occupation?
From trades and construction to professional services and many other industries, our team helps businesses across Australia find insurance solutions suited to the way they work.
For over 35 years, we’ve supported Australian businesses across a broad range of industries with insurance solutions tailored to their needs.
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